Get the Apps
Why choose Loan Against Fixed Deposits
Borrow up to 90% of your FD value at your FD rate plus 2%. Minimum FD of LKR 10,000, loan tenures from 3
to 60 months, and no paperwork – fully digital via the app.
How it works
Navigate to the “Loan against FD” tile on your app, choose the desired loan amount and repayment; the
loan will be automatically credited to the savings account once finalized.
Click here to View Rates and Charges
For more information call our 24/7 hotline
076 076 0760
Frequently Asked Questions
A Loan Against FD allows you to borrow money using your fixed
deposit as security while your deposit continues to earn interest.
You need a minimum Fixed Deposit value of Rs. 10,000 to be
eligible.
You can borrow up to 90% of the FD value (terms & conditions
apply). For monthly interest payment loans, the maximum is 80%.
